Tax & Accounts
How gains and dividends are taxed, and the accounts that shelter returns, from IRAs and 401(k)s to ISAs.
Recommended first: Foundations of Markets
Tick lessons off as you go, saved in this browser, no account needed.
- 1Capital Gains
Short vs long term
Capital Gains Tax: Short-Term vs Long-Term
- 2Cost Basis
FIFO vs specific ID
Cost Basis: FIFO, LIFO, and Specific Identification
- 3Qualified Dividends
Why the rate differs
Qualified vs Ordinary Dividends: Why the Rate Differs
- 4Tax-Loss Harvesting
Losses into savings
Tax-Loss Harvesting: How to Cut Your Tax Bill
- 5Wash-Sale Rule
Disallowed losses
Wash Sale Rule: How the 61-Day Window Works
- 6Taxable vs Sheltered
Account types
Taxable vs Tax-Advantaged Accounts
- 7Traditional IRA
Deduction & RMDs
Traditional IRA: Deduction, Growth, and RMDs
- 8Roth IRA
Tax-free growth
Roth IRA: Tax-Free Growth and Withdrawals
- 9401(k)
Employer plans
The 401(k): Employer Plans and Matching
- 10Roth 401(k)
Mega backdoor
Roth 401(k) and the Mega Backdoor Roth
- 11Backdoor Roth
Income workaround
The Backdoor Roth IRA Explained
- 12HSA
Triple tax-advantaged
The HSA: A Triple-Tax-Advantaged Account
- 13Asset Location
What goes where
Asset Location Strategy: Cut Taxes Without Changing Risk
- 14ISAs & SIPPs
UK wrappers
UK ISAs and SIPPs: Tax-Efficient Wrappers