Terms & Disclaimer
Investing With Purpose (IWP) is a free finance-education website. By using it you agree to these terms. The most important point: everything here is educational, not investment advice.
Last updated: 15 July 2026
Educational content only — not investment advice
All content on this site — articles, case studies, glossary entries, knowledge paths, calculators, and downloadable templates — is provided for general information and educational purposes only. It does not constitute investment advice, a personal recommendation, financial, legal, tax, or accounting advice, or an offer or solicitation to buy or sell any security or financial product.
Nothing here is tailored to your personal circumstances, objectives, or risk tolerance. Investing With Purpose is not a registered investment adviser, broker-dealer, or financial institution, and no content creates an advisory or fiduciary relationship. Always do your own research and consult a licensed professional before making any financial decision.
Your responsibility & risk
Investing involves risk, including the possible loss of principal. Past performance does not guarantee future results. Any decision you make based on information from this site is made at your own risk and is your sole responsibility.
Calculators & tools
The interactive calculators (portfolio, FIRE, compound interest, options payoff, position size) are simplified, illustrative models. Their outputs are estimates based on the assumptions you enter, ignore taxes, fees, slippage, and many real-world factors, and are not predictions or guarantees. Do not rely on them as the basis for any transaction.
No warranty
We work hard to keep content accurate, current, and well-sourced, but the site is provided “as is” and “as available” without warranties of any kind, express or implied, including accuracy, completeness, fitness for a particular purpose, or uninterrupted availability. Markets, data, and regulations change, and content may become out of date.
Limitation of liability
To the fullest extent permitted by law, Investing With Purpose and its contributors will not be liable for any loss or damage — including any investment loss, or any indirect, incidental, or consequential loss — arising from your use of, or reliance on, this site or its content.
Intellectual property
Unless stated otherwise, the content and design of this site are owned by Investing With Purpose and protected by intellectual-property laws. You may read, share links to, and make personal, non-commercial use of the content. You may not republish, sell, or redistribute substantial portions without our permission. Third-party names and marks belong to their respective owners.
Third-party links
The site links to external resources — including our Substack, primary sources, and reference pages. We do not control and are not responsible for the content, accuracy, or practices of external sites. Our Substack is a separate service with its own terms.
Privacy
Our handling of data is described in the Privacy Policy and Cookie Policy, which form part of these terms.
Governing law
These terms are governed by applicable law. Nothing in them removes or limits any mandatory consumer-protection or statutory rights you have in your country of residence.
Changes
We may update these terms from time to time; the “Last updated” date above reflects the current version. Continued use after a change means you accept the revised terms.
Contact
Questions about these terms: investingwpurpose@gmail.com. See also our Editorial Standards for how our content is researched and reviewed.